Home Loan Documents

Because we apply at all of the major banks and SA Home Loans, we will need you to complete only the following documents that we will send you:

Home Loan Documents Need To Apply

  • Main Applicant & Co Applicant forms (3 pages each)
  • ABSA Declaration Form (1 page) – only dated and signed
  • FNB Declaration Form (1 page) – only dated and signed
  • FNB Facta Form (2 pages) – only minor details and signature required
  • Nedbank Declaration Form (3 pages) – only minor details and signature required
  • SA Home Loans Income & Expenditure (3 pages)

We will then need the following supporting documentation which should be sent along with the above:

  • Copy of ID’s in color (If ID card, we will need a copy of the front and the back)
  • Latest 3 Months Pay Slips (If overtime or commission are received, we will need the latest 6 months pay slips)
  • Latest 3 Months Bank Statements (Withdrawn & Stamped by the bank or electronically)
  • Latest 12 Months Bond Statements (Withdrawn & Stamped by the bank or electronically) – if the bond is paid off, we will need a copy of the Title Deed on the property.
  • Latest Water & Lights Statement on the property
  • Copy of any Lease Agreements if you receive any rental income per month.

The above mentioned home loan documents are the minimum required documents that the banks need. The rest of the application forms will be dealt with by our consultants. They will capture the application on our electronic system which is connected directly with all of the home loan divisions.

Once your application has been submitted, you will be notified via email or sms. You will also receive updates on the progress of the application on a weekly basis. At Loans on Homes we strive to provide our clients with the best service possible all the time!

Home Loan Documents
Home Loan Documents Needed To Apply